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BANCNET GLOBE MOBILE BANKING
In partnership with Globe Telecom, BancNet gives its
cardholders the convenience of doing ATM transactions such as balance
inquiry, fund transfer, and bills payment via Short Messaging Service
(SMS).
To make it highly secure, access to BancNet Mobile Phone Banking is
through an MPIN (Mobile Banking Personal Identification Number) known
only to the cardholder. "Account keys" are used instead
of the customer’s real account numbers to keep them confidential.
In addition, the service will pass through the existing BANCNET security
infrastructure that has been reliably working over the years in the
banking industry.
Member banks with the BancNet Mobile Phone Banking service are Allied
Bank, Asia United Bank, Chinatrust Commercial
Bank, Citystate Savings Bank, Rizal Commercial Banking Corporation
(RCBC) and Security Bank Corporation. Other member banks will offer
the service soon.
How to register
1.
Online, log on to www.bancnetonline.com
2. Click on your
bank icon
3. Read the terms
and conditions, you can proceed when you click on the “I agree” button.
For first time
users of BancNet Online, please note the following.
a.
Your computer’s browser versions have to be at least Internet Explorer
5.5 or Netscape 6.2
b. You need
to download a Java Runtime Environment.
To download
these requirements, simply click on the links found at the lower
portion of the main web page. These are one-time downloads
which are dependent on your Internet connection. Dial-up Internet
may take 20 minutes or more. Once you have these on
your computer, everything else is fast and simple and you can do
ATM transactions online, except for cash withdrawals.
The
browser versions and JRE are needed to ensure that the site is secured.
4.
In the left of your screen, click on SMS
Registration. This will bring you to the SMS Registration Facility
page.
5.
In the SMS Registration Facility page, fill in the entries then click
on the “Submit” button.
6.
You will receive your MPIN on screen upon successful registration.
7.
You will receive your Account Key through SMS a few minutes after
activation.
8.
If no SMS is received, proceed to your bank of account to request
for activation of your mobile banking account*.
*Note:
Personal visit to the bank of account may be required by some banks.
To inquire if your bank requires personal activation, you can e-mail
the BancNet Help Desk at helpdesk@bancnetonline.com
How
to do atm transactions using your mobile phone
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What you can do with Globe-BancNet Mobile Banking: |
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o BALANCE
INQUIRY
Inquire
the balance of your ATM account.
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o INTRA
BANK FUND TRANSFER
Transfer
funds from your ATM account to another primary savings or
checking account you maintain in the same bank.
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o INTER
BANK FUND TRANSFER
Transfer
funds from your ATM account to your or another person’s account
in another BancNet member bank.
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o AUTO
RELOAD OF PREPAID MOBILE PHONES
Purchase
auto reload of airtime credits for prepaid mobile phones.
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o CHECKBOOK
REORDER
Request
new checkbooks before they run out.
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o BILLS
PAYMENT
Settle
your bills for utilities, credit cards, cellphones,
Internet and cable TV, ePass,
insurance and even remit donations to charitable institutions.
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| 2.
What is the MPIN; Why not use the ATM PIN?
MPINS
are generally used for mobile transactions and are an additional
security precaution instead of using the ATM PINs.
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| 3.
What is the Account Key?
The Account
Key is an alphanumeric code which represents the bank of account,
card number, card type and member
number of the cardholder. This lessens the entries that
a cardholder has to text to do mobile banking.
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How do I transact?
Once your account is activated, just text the command plus
MPIN and Account Key, then send to 2956.
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| 5.
What are the commands? How will I transact?
The commands
are based on the following keywords and arrangement of message:
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| SMS Banking Transactions |
Keywords |
Example |
| Balance
Inquiry |
BAL
<mpin> <acctkey> |
BAL
238912 PTC1 |
| InterBank Fund Transfer |
IBT
<mpin> <acctkey>
<transferee bank code> <bank account number>
<amount> |
IBT
238912 PTC1 CBI 008981233 1350.50 |
| IntraBank Fund Transfer |
TRA
<mpin> <acctkey>
<amount> |
TRA
238912 PTC1 200.00 |
| Auto
Reload of Prepaid Cellphones |
IBT
<mpin> <acctkey> ELD <eleven digit celfone
no> <amount> |
IBT
1234 RCB1 ELD 09172345678 50 |
| Bills
Payment |
PAY
<mpin> <acctkey>
<instname> < subscriber number> < amount> |
PAY
238912 PTC1 CTBVM 5423392628488008 875 45 |
| Checkbook
Reorder |
CHK
<mpin> <acctkey> |
CHK
238912 PTC1 |
| List |
LIST |
LIST |
| HELP |
HELP
Transaction Keyword |
HELP
BAL |
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For
BILLS PAYMENT, billers and
institutions have their own codes as follows: |
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| BILLER |
BILLER CODE |
| Allied
Visa
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ALLVI |
| BDO
Credit Card |
BDOC |
| Bayantel |
BYNTL |
| CDC-Mimosa |
CDC-M |
| Chinatrust Salary Stretch |
CCBSL |
| Citibank
Savings Loan |
CSILN |
| Citifinancial Corporation
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CITIF |
| Citystate Savings Loan |
CSBLN |
| Destiny
Cable
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DCI |
| Directories
Phils Corp.
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DPC |
| East
West Card |
EWBCR |
| Eastern
Telecoms
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ETPI |
| EasyTrip |
EZTRP |
| Fortune
Care
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FMI |
| Manila
Water Co., Inc. |
MWCI |
| Maynilad
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MYNLD |
| MyDestiny SBC
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MDSBC |
| NSO
Helpline Plus
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NSO |
| New York Life Insurance |
NYLF |
| OneCard |
ONEC |
| Paramount
Life
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PAR |
| Sun
Life of Canada Phils |
SUNLF |
| Union
Bank Visa Credit |
UBVC |
| Visayan Electric Co., Inc |
VECO |
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| 6.
What if I don’t know the keywords?
You may
either type “LIST” and send to 2956 or refer to Globe’s Pocket
Guide available at Globe Business Centers.
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How much does a transaction cost?
It’s P3.00
per transaction.
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For
Inter Bank Fund Transfer, bank codes for transferee banks are
as follows: |
| Bank Name |
Mnemonic |
| Allied Bank |
ALL |
| Asia United Bank |
AUB |
| Banco Filipino |
BF |
| Banco San Juan |
BSJ |
| Centennial Savings Bank |
CBI |
| Chinabank |
CBC |
| Chinatrust Bank |
CCB |
| Citibank Savings |
CSI |
| Citibank |
CTB |
| Citystate Savings Bank |
CSB |
| East West Bank |
EWB |
| Electronic Load |
ELD |
| Export and Industry Bank |
EIB |
| Green Bank |
GBC |
| Malayan Bank |
MSB |
| Manila Bank |
MBC |
| Merchants Bank |
MSB |
| Metrobank |
MET |
| Philtrust Bank |
PTC |
| PBCOM |
PBC |
| Postal Bank |
PPB |
| PSBank |
PSB |
| Real Bank |
RBI |
| RCBC |
RCB |
| RCBC Savings Bank |
RSB |
| Security Bank |
SEC |
| Standard Chartered Bank |
SCB |
| Sterling Bank |
SBA |
| Tong
Yang Bank |
TYB |
| World Partners Bank |
WPB |
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