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About Us > Corporate Profile


BancNet is the Philippines single ATM switch operator. It is a multi-bank, multi-channel electronic payments network that enables its members’ customers to transact not only at Automated Teller Machines (ATM) but also at point- of- sale (P.O.S.) terminals, the Internet and mobile phones. It started operations on July 17, 1990.

Aside from the traditional cash withdrawal service at the ATM, BancNet provides a wide range of services through the different channels, such as balance inquiry, checkbook re-order, statement request, interbank fund transfer, payment of bills, prepaid phone and Internet reloading, payment of purchases by direct debit to account, and remittance of taxes, Pag-IBIG, Philhealth and Social Security System contribution and loan repayments.

Its interconnection with international ATM and POS networks Diners Club, Discover Card, KFTC, JCB, MasterCard, Union Pay, and VISA, enables foreign cardholders to access their accounts in the Philippines.

It has also interconnected with the New York Currency Exchange (NYCE) and Korea Global Payment (KFTC) allowing cardholders of Philippine issued ATM cards to access their accounts in the United States and Korea through NYCE’s and KFTC’s network of ATMs, respectively.


BancNet is the preferred network that enables safe, efficient and reliable delivery of financial and related services.


Excellence in efficiently and accurately performing our jobs.

Concern for each individual as an important member of the team.

Innovation in all areas of our business as a means of sustaining industry leadership.

Integrity in all our dealings and relationships.

Teamwork in achieving our goals.

These beliefs and values guide our business strategies, our corporate behavior, and our relationships with our members, suppliers, customers, communities and each other.