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About Us > Corporate Profile


BancNet is an electronic payments network in the Philippines that enables its members’ customers to transact at Automated Teller Machines (ATM), point-of-sale (POS) terminals, the Internet and mobile phones. It started operations on July 17, 1990. BancNet is the clearing switch operator for real-time electronic funds transfer, dubbed InstaPay, under the National Retail Payment System.


BancNet is the preferred network that enables safe, efficient and reliable delivery of financial and related services.


Excellence in efficiently and accurately performing our jobs.

Concern for each individual as an important member of the team.

Innovation in all areas of our business as a means of sustaining industry leadership.

Integrity in all our dealings and relationships.

Teamwork in achieving our goals.

These beliefs and values guide our business strategies, our corporate behavior, and our relationships with our members, suppliers, customers, communities and each other.